Are Home Warranties a Waste of Money? Not This One
Project: 2026 Ways for Homeowners to Save
Edition: Home Warranties
We’re Savviest Saver and when we first kicked off our “2026 Ways for Homeowners to Save” project we didn’t think a home warranty plan would make the cut. But we were told to not leave any stone unturned.
So when we actually started digging; reading the fine print, talking to customers, comparing policies, what we found was SHOCKING.
Just one company stood out for doing the right thing. No gotchas. No fine print tricks.
It’s First Premier Home Warranty. And if you’re over 50 and on a budget, this could be one of the smartest protections you add to your home.
Maybe they’re the biggest for a reason. And after our review, we got it.
Why First Premier Wins: It’s All in the Contract
Most warranty companies talk a big game. But when you read the fine print? Coverage disappears faster than your air conditioner in a July heat wave.
Not with First Premier…
✅ Older systems and appliances can still qualify
One thing that stood out to us is that age alone doesn’t automatically disqualify a system or appliance from coverage. First Premier states that older systems and appliances can qualify as long as they’re in proper working order when the plan begins.
✅ You can customize your coverage
First Premier offers optional add-ons for homeowners who need additional protection. That means you’re not necessarily stuck with a one-size-fits-all plan.
✅ No home inspection required
There are still important conditions. Systems and appliances generally need to be in proper working order when coverage begins, and pre-existing issues are generally not covered.
Real Reviews from Customers
We heard from First Premier customers and they love it! A few that stood our were Michael and Marlene, both long time customers:
“Best decision I’d ever made”
So at first i had so much questions weather i should or shouldn’t and finally I took my policy out Best decision I’d ever made, I love the way they handled my claim within 2 days my washing machine my back up and running.
– Jackson K. Mar 9, 2026
“FP made my life so much easier.”
First premier made my life so much easier, the technicians came out and fixed my water heater hassle free, I will recommend them to my neighbors.
– Jonathan G. Feb 5, 2026
In fact, we saw a pattern: customers appreciating the convenience of having a service process in place when something goes wrong.
With 1M+ homeowners trusting First Premier since 1989, they’ve built a reputation for consistent, reliable home protection across America.
What First Premier Covers That Others Often Don’t
Final Thoughts: A Warranty That Feels Like a Smart Move, Not a Gamble
If you’re over 50 and watching your budget, a home warranty can feel like a risk. But after reviewing the industry and looking closely at what First Premier offers, we think it’s worth taking a closer look.
Coverage for major systems and appliances. Flexible add-ons. Nationwide service. And options designed around different types of homeowners.
First Premier also offers a network of service professionals and a process designed to make dealing with covered breakdowns more manageable.
If you’re looking for a way to make certain unexpected home repair costs more predictable, First Premier Home Warranty may be worth considering.
NOTE: Due to extremely high demand, please check your eligibility below now!
Protect Your Biggest Investment
How Much Does a Home Warranty cost?
