How Homeowners "Cash In" on Their Equity Without Adding Debt (or Monthly Payments!)
Homeowners are getting up to $500,000!
You’re Sitting on a Goldmine of Equity
Home prices are at all time highs which makes it a great time to leverage your equity. But most homeowners don’t want to sell their homes (particularly with the current interest rates) or add to their financial burden through traditional loans.
But now you can access some of the value sitting in your home without a loan!
There is a revolutionary new way for homeowners to access some of the cash built into their homes. It’s known as a Home Equity Agreement (HEA), and it’s designed to help homeowners like you get a lump sum of cash without needing to sell or refinance.
How Does An HEA Work?
A Home Equity Agreement is a game changer for many homeowners to cash in on their hard earned homes equity… it’s not a loan, so there are no monthly payments or debt!
You can receive up to $500,000 dollars in exchange for a portion of the future value of your home. With these funds, you’d have freedom to renovate your home, pay off high interest credit card debt, fund your child’s education, pay for medical bills, take your dream vacation, or invest in your future.
Why Choose a Home Equity Investment?
• Cash Payment, Now: Get between $15,000 to $500,000 in one lump sum cash payment. Funding in 3-60 days.
• Not a Loan: There are no monthly payments and no interest, and no debt.
• Flexible Credit Options: Minimum credit score required is just 500! Lower than your traditional HELOC or Refinance.
• Limited Income Requirements: No income or DTI requirements. Saves tons of paperwork.
• Keep Your Current Rate: Whether you own your home outright or have a mortgage, there is no refinancing involved. So if your mortgage loan’s interest rate is low, it’ll stay that way.
• Tap Into Record High Home Price: Access the cash locked in your home’s equity today while home prices are still at record highs.
• Simple and Fast: The process is straightforward. You can check how much you can get online in just a few minutes with no obligation.
Enter your address to see how much you can get. Start Here >>
Join Thousands of Satisfied Homeowners
Become part of a community that’s discovered a smarter way to leverage home equity. Unlock has helped thousands of homeowners navigate their financial futures with confidence and ease.
“The unlock deal was exactly what I needed. It was a very smooth process, I was amazed.”
– Drew
“What I like about a home equity agreement is that this does not show on my credit report, it’s a great way to get out of the debt without increasing your debt ratio and it’s a lot simpler than a home equity loan.”
– Dawn
“Partnering with Unlock was the best decision that we made. It allowed us to take care of our home”
– Robin
Take the First Step Today
Discover how much you can tap into from your home’s equity. You may be surprised by how much you can get!
Step 1: Select how much equity you’d like to tap into.
Step 2: Go to Unlock.com and answer a few questions about your home.
Step 3: Receive your no obligation offer in as little as 60 seconds.
Terms and conditions apply. Some applicants will not qualify. Not available in all states.
Unlock Agreements are provided exclusively by Unlock Partnership Solutions Inc., Unlock Partnership Solutions AO1 Inc., Unlock Partnership Solutions AO2 Inc., and in certain states Unlock Home Equity Solutions Inc., all of which are wholly-owned subsidiaries of Unlock Technologies, Inc. (collectively, “Unlock”) NMLS #2657081, see NMLS Consumer Access for more information.
The applicable Unlock entity enters into the Unlock Agreement directly with consumers and does not act as an agent or broker on behalf of any third-party. No agency relationship shall be formed between any Unlock entity and a consumer pursuant to or in connection with an Unlock Agreement. All Rights Reserved. Other terms and restrictions apply.
- Each home equity agreement (HEA) is subject to additional individual underwriting review.
- All transactions are subject to verification of your credit (with a soft credit pull), identity, property value, home insurance, title, and outstanding property liens. Other verifications may be required.
- Unlock may also require HEA proceeds to be used to clear any pre-existing liens as a condition to close.
- The following limitations shall apply in all cases: no bankruptcy, foreclosure action, short sale, or deed in lieu within the previous five years; no 90-day delinquencies on any mortgage within the prior 24 months.
- In most cases, Unlock must be in no greater than 2nd lien position and the property must be clear of any liens deemed unacceptable by Unlock in its discretion.
- A minimum HEA amount of $15,000 is required on all transactions.
- Property condition rating, as described in the Uniform Appraisal Dataset (UAD), must be at least C4 or better and properties for which comparable valuations, in the discretion of Unlock, do not exist may be ineligible.
- Not available in all states.
- To secure the performance of your obligations under HEA, Unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” depending upon which state the property is located. The lien is terminated when you settle your HEA.
- Unlock charges up to a 4.9% origination fee and other third party paid closing costs such as appraisal, title, and government fees.
- The home equity agreement term is 10 years.
- The timeline to funding of approved HEAs may vary depending on when the homeowner submits a completed application and all supplemental documents are received and verified.
- An affiliate of Unlock Technologies, Inc., Unlock Home Equity Solutions Inc. d/b/a Unlock and/or Unlock Technologies (“UHES”) has applied for certain licenses which may be pending. UHES does not presently offer home equity agreements in any state where such products must be offered as a licensed mortgage product or any other type of licensed financial product.
- Please contact us for more information at hello@unlock.com.
- For additional information please review the Unlock Product Guide.
