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Are Home Warranties a Waste of Money? Not This One

Project: 2025 Ways for Homeowners to Save

Edition: Home Warranties

By Tommy Barnes ◦
Published on October 30, 2025 at 12:10 pm

We’re Savviest Saver and when we first kicked off our “2025 Ways for Homeowners to Save” project we didn’t think a home warranty plan would make the cut. But we were told to not leave any stone unturned.

So when we actually started digging; reading the fine print, talking to customers, comparing policies, what we found was SHOCKING.

Just one company stood out for doing the right thing. No gotchas. No fine print tricks.

It’s First American Home Warranty. And if you’re over 50 and on a budget, this could be one of the smartest protections you add to your home.

Maybe they’re the biggest for a reason. And after our review, we got it.

Why First American Wins: It’s All in the Contract

Most warranty companies talk a big game. But when you read the fine print? Coverage disappears faster than your air conditioner in a July heat wave.

Not with First American

They cover rust, corrosion, and lack of maintenance

Three of the most common reasons other companies deny claims, First American Home Warranty still honors them.

 

They don’t penalize older systems or appliances

Whether your water heater is five or fifteen years old, it’s treated the same. Try finding that elsewhere.

 

They’ve been doing this for 40+ years

With decades of experience and a strong track record, this isn’t a fly-by-night operation. In fact, they’re owned by publicly traded First American Financial Corp., a name that’s built trust for over a century.

 

What they promise is clearly written into the contract

No vague language, no confusing loopholes. When they say it’s covered, it’s covered.

Real Reviews from Customers

We heard from First American customers and they love it! A few that stood our were Michael and Marlene, both long time customers:

“Saved Me Thousands of Dollars”

Using First American over the years has saved me thousands of dollars. I would, and I have, recommended First American numerous times to friends, family, and pretty much anybody that would ask. I’m the homeowner here. We’ve been here for 17 years, and we’ve been with First American the entire time. We signed up when we first bought the house, and we’ve been with them ever since. I have no complaints whatsoever.

– Michael, Customer since 2004

“Time-saver, Money-saver, Everything.”

The home warranty allows you to sit back and let First American do all the work. All you have to do is schedule an appointment. So it’s not just peace of mind, but it’s a time-saver, money-saver, everything. It just really streamlines the whole process when an issue comes up.

– Marlene Nantell, Customer since 2017

In fact, we saw a pattern: fast response times, fewer denials, and real savings when big-ticket breakdowns hit. 

They claim to have saved homeowners almost $185,000,000 last year alone. Now that’s some Savvy Savings!

What First American Covers That Others Often Don’t

Final Thoughts: A Warranty That Feels Like a Smart Move, Not a Gamble

If you’re over 50 and watching your budget, a home warranty can feel like a risk.
 But after reviewing the industry inside and out, First American is the one that actually delivers.

Backed by a Fortune 500 company. Real coverage, not excuses. And policies that protect you when others won’t.

NOTE: Due to extremely high demand, please check your eligibility below now!

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