How Much Does a Home Warranty cost?
Comparing Home Warranty Companies? Why First American Home Warranty Is the Clear Winner
And what other companies don’t want you to know.
If you’ve ever read a home warranty contract (we’ve read them all!) and felt like it was written against you, you’re not alone. Too many providers stack their contracts with exclusions, hidden fees, and vague language that lets them off the hook when it matters most.
But First American Home Warranty (NYSE: FAF) has flipped the script.
Their contract doesn’t just protect your home, it actually feels like it was written for you. And when you look closely, the difference is clear.
Here’s some language you’ll see in their contract:
They Cover More, Particularly What Others Don’t
Most home warranty plans deny coverage for failures caused by rust, corrosion, or sediment build-up, basically anything that happens over time. FAHW? They cover these issues.
Even better: They’ll still cover your systems even if you’ve skipped some maintenance. That’s nearly unheard of in this industry.
✅ Rust? Covered.
✅ Corrosion? Covered.
✅ Missed a maintenance check? Still covered.
And they’ll cover everything other companies do too, which is a great thing since the cost of home maintenance is shooting through the roof!
Here’s what replacement or repair could cost you without a home warranty:
- Air Conditioner: $2,500-$7,500*
- Heating System: $2,000-$5,400*
- Plumbing System: $125-$800*
- Electrical System: $280-$2,500*
- Oven/Range: $600-$3,000*
- Water Heater: $600-$5,600*
That’s why FAHW is such a great option. They’ve got one of the lowest service call fees around.
No surprises. No price hikes. Just honest, affordable help when you need it.
Little Things? Still Covered
Most companies conveniently “forget” about the small stuff – things like shower heads, faucet leaks, or hose bibbs. FAHW includes them in their Premier Plan at no extra charge.
Even garage door opener springs and ceiling fans are included. And if your heating system is on the roof? They’ll even cover the crane to lift it.
It’s the kind of coverage you don’t realize you need, until you really, really need it.
Underground and Under Concrete? Yep
Plumbing or electrical lines beneath concrete? Most providers immediately say “nope.” FAHW offers up to $500 in coverage to diagnose and repair those tricky underground problems.
No more paying thousands out of pocket for a pipe you can’t even see.
Radiant Heat and High-End Appliances? Also Yes
Have an older radiant heating system or a top-of-the-line fridge with multiple compressors? That’s the kind of thing other warranty companies exclude. FAHW includes:
- Up to $1,500 in coverage for radiant, steam, or glycol-based heating
- Up to $3,000 in coverage for fancy fridges with dual compressors
- Neither of these apply to you? We’ll we’re confident if you give them a call, you’ll be blown away at what they’ll do for your unique situation.
That’s serious support for serious homeowners.
Even Permits Are Covered
Need a permit to replace your water heater or HVAC system? FAHW pays up to $250 toward required permits. Most companies won’t even touch that.
And the Best Part? They Actually Stand By Their Work
FAHW guarantees their repair work for 30 full days. If something goes wrong again within that time frame, they’ll fix it!
Here is a quick review of some of the top benefits of FAHW based on an ACTUAL CONTRACT:
Bottom Line
“In my 22 years of inspecting homes, First American Home Warranty is the only one we recommend to our own families.”
– Tom Anderson, Veteran home inspector
Most home warranty companies try to cover as little as possible while collecting as much as they can.
First American Home Warranty is different. They cover the things that matter. The things that break. The things that actually cost money.
If you want real protection, not just fine print, FAHW is the easy choice.
👉 Learn more about why thousands of homeowners trust First American Home Warranty.
Get the coverage you need today
*Cost data is from research and project costs reported by HomeGuide members. Items listed may be optional or not available on some home warranty plans; please review the sample contract for specific coverage, terms and limitations.
